Ready when you are.

Get ready to buy your car.

p.a. online fixed rate for an ANZ Online Secured Car Loan,
comparison rate 1. Apply today and get ready to buy.

You can add extras to your loan, and work out how a lump sum payment could reduce your monthly repayments.

I need
Weekly amount is only for illustrative purposes. You can make fortnightly or monthly repayments.
p.a. online fixed rate, comparison rate p.a.1 Total interest payable
I need over for   edit


$350 to pay the loan establishment fee.

This is a one-off charge to process your ANZ Online Secured Car Loan. Add it to your loan if you like.

/ week


Buying a new or used car from a dealer?
If yes, you can borrow more than 100% of the car price for extras like accessories.  

trade-in value for your old car.

A trade-in will reduce your loan amount. How much can you get for your car? One of the online car sales websites might be able to give you an idea.

/ week

to be refinanced.

Do you still owe anything on your old car? You could bring that over to your new car loan.

/ week

to pay for your on roads.

If you haven’t factored in things like rego, stamp duty and dealer delivery, we suggest allowing for an extra 10% of your car price.

/ week

$3,200 for the upgrades you want.

Include genuine manufacturer’s accessories and even your servicing costs. You can edit the amount below.

/ week

Lower your monthly repayments

Make your monthly repayments more affordable.

If you’re planning to sell your car when your loan ends, you could reduce your upfront repayments by making a final lump sum payment2. This is called a ’balloon payment’ and could be as much as 60% of the car value.

Works best if you’re:

  • Hoping to spend more on your car
  • Thinking of reducing monthly repayments
  • Intending to sell when your loan ends
- $9.39 / week
Final lump sum ‘balloon’ payment $3,000
Final lump sum ‘balloon’ payments are only available for loans of up to 5 years.

Car age

Your maximum lump sum payment for cars under 3 years old could be up to 60%.2

Final lump sum ‘balloon’ payment

$0 ()

Apply now and be ready to buy.

ANZ Online Secured Car Loan suits you if

You can use your car as security

Get a lower interest rate than most personal loans

You need money for other car costs

You could borrow more than just the car price

You’d like the option of a lump sum payment2

Make your monthly repayments more affordable

If your car is more than 7 years old or less than $7500, please look at our other ANZ Personal Loans

Already know what your budget is? Skip this page and apply now.